As first credit card bills come in after the holidays, it’s normal for finances to come to the fore. At Integrity Tree Financial, we encourage our clients to see this renewed focus on finances as an opportunity to dig in and set themselves up stronger for the year...
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Looking to learn more about our work in mortgages and lending, accounting and tax advisory, insurance, and investments? The financial industry continues to grow and change, and there are always new developments that impact our clients. We stay ahead of the curve on all the latest important financial news, and we’re happy to share the most important information that you need to know in order to meet your goals. Check out our latest articles below.
Individually Owned Life Insurance vs Mortgage Insurance
When taking out a mortgage with a lending institution you should cover off that debt with an insurance policy. Not all coverage options are created equal. Let’s look at the highlights of the two options available to you. Control Individually Owned Term Life Insurance...
Simplifying Life Insurance Coverage – Rent, Lease or Own.
At times, it can feel like Life Insurance Companies have overcomplicated the products they provide by using fancy names and acronyms. This has left many Canadians feeling confused. Fundamentally, there are only three plan types to choose from when purchasing life...
Managing Post-Holiday Debt
Tips to Beat Back the Credit Card Crunch Spent a lot on gifts over the holidays? Maybe even max out your credit card? In this article, we offer a few tips and tricks to help you manage—and minimize—your post-holiday debts. The holiday season is one of the biggest...
Getting the Most Out of RSP Season
Why It Helps to Hit the Deadline RSP’s are an often overlooked financial tool, but they offer great benefit to those who use it properly. Learn why it helps to put in the right amount before the annual tax deadline each year—not just for retirement purposes, but for...
PREC 101: Ontario Real Estate Agents Can Significantly Reduce Taxes on Their Business Income—Here’s How
By creating a Personal Real Estate Corporation (PREC), Ontario’s realtors stand to save big. In this article, we go through the what, why, and how of this terrific new financial tool. If you’re a realtor in Ontario, congratulations: you’re in for some tremendous...