Looking to learn more about our work in mortgages and lending, accounting and tax advisory, insurance, and investments? The financial industry continues to grow and change, and there are always new developments that impact our clients. We stay ahead of the curve on all the latest important financial news, and we’re happy to share the most important information that you need to know in order to meet your goals. Check out our latest articles below.
Buying a home is an exciting milestone, but it can also be a complex and overwhelming process. In the fast-paced Canadian real estate market, where competition is fierce, it's crucial to arm yourself with the right tools to stand out from the crowd. One such tool is...
Unexpected illnesses or accidents are complex enough without lost wages and out-of-pocket medical expenses adding to the stress. Read on to learn the fundamentals of accident and sickness insurance in Ontario and other resources to protect yourself and your family....
Buying a house is a life milestone for many Canadians. However, the mortgage application process can be overwhelming and confusing, especially if you're a first-time homebuyer. There are many personal and market factors to consider, and it can be difficult to know...
What are the debt snowball and debt avalanche methods? With the ever-increasing cost of living in Ontario, there’s no shame in recognizing that you’ve accumulated debt. Even if you got into debt by spending hard on that first credit card you got in exchange for a hat...
As you think about maximizing your contributions to either your TFSA or RRSP before tax season? (The RRSP contribution deadline is March 1st, 2023). Or, are you wondering where to invest the tax return that you’ll get back? In an ideal world, you’d be able to max out...
As first credit card bills come in after the holidays, it’s normal for finances to come to the fore. At Integrity Tree Financial, we encourage our clients to see this renewed focus on finances as an opportunity to dig in and set themselves up stronger for the year...
When taking out a mortgage with a lending institution you should cover off that debt with an insurance policy. Not all coverage options are created equal. Let’s look at the highlights of the two options available to you. Control Individually Owned Term Life Insurance...
At times, it can feel like Life Insurance Companies have overcomplicated the products they provide by using fancy names and acronyms. This has left many Canadians feeling confused. Fundamentally, there are only three plan types to choose from when purchasing life...
Tips to Beat Back the Credit Card Crunch Spent a lot on gifts over the holidays? Maybe even max out your credit card? In this article, we offer a few tips and tricks to help you manage—and minimize—your post-holiday debts. The holiday season is one of the biggest...
Why It Helps to Hit the Deadline RSP’s are an often overlooked financial tool, but they offer great benefit to those who use it properly. Learn why it helps to put in the right amount before the annual tax deadline each year—not just for retirement purposes, but for...
By creating a Personal Real Estate Corporation (PREC), Ontario’s realtors stand to save big. In this article, we go through the what, why, and how of this terrific new financial tool. If you’re a realtor in Ontario, congratulations: you’re in for some tremendous...